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	<title>Comments on: Is it possible to refinance a car loan with one&#8217;s current auto loan bank or institution?</title>
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		<title>By: spifiman1</title>
		<link>http://MORTGAGEBASICS.INFO/is-it-possible-to-refinance-a-car-loan-with-ones-current-auto-loan-bank-or-institution/comment-page-1/#comment-8545</link>
		<dc:creator>spifiman1</dc:creator>
		<pubDate>Mon, 28 Nov 2011 12:34:37 +0000</pubDate>
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		<description>Yes it is possible. Since you have paid the loan down so much your loan to value has changed greatly. This is one of the main things that lenders base rate on.

You should have no problem refinancing with your own bank, if you do? Try a credit union, they will always beat a bank on rate anyway.

And yes it will be a hard inquire.</description>
		<content:encoded><![CDATA[<p>Yes it is possible. Since you have paid the loan down so much your loan to value has changed greatly. This is one of the main things that lenders base rate on.</p>
<p>You should have no problem refinancing with your own bank, if you do? Try a credit union, they will always beat a bank on rate anyway.</p>
<p>And yes it will be a hard inquire.</p>
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